How I can help you
Do you know the best way to plan for a financial crisis? Do you want to know how much your family will need to live on if you pass away? Are you wondering how to fund long term medical care or critical illnesses for yourself or your parents? Do you need to grow investment dollars tax-free outside an RRSP?
Everyone’s situation is unique. There is no all-encompassing insurance solution or financial plan that applies to everyone. That’s why I do a detailed needs analysis of your situation, explain the available options, then provide you with the information and illustrations you need to help you choose insurance that fits your specific needs.
I will also will work with you to anticipate your future insurance needs. For example, if you have a life-event that changes your situation—like starting a family or preparing for retirement—I can help you understand what new insurance options you should consider. Call or email today!
Insurance plans for today and tomorrow
Just about every Canadian family has an insurance need that requires a customized solution. Royale British Columbia Financial Inc Insurance provides a full suite of insurance options, including a life and health insurance plan for every lifestyle, family status, and financial position – for both individuals and for businesses. Our insurance plans include:
- Universal Life (with affordable Critical Illness and Long Term Care Options, as well as a full menu of tax-advantaged investment options)
- Critical Illness Protection, covering a comprehensive lists of illnesses and conditions
- Long Term Care Insurance (includes both Home Care and Facility Care)
- Full Portfolio of Term and Permanent Life Insurance, Disability Insurance & Segregated Funds
Investing in today’s environment is not for the faint of heart. However, fortunately for Canadians, Segregated Fund products offered by many life insurance companies provide a safety net for nervous investors. Fund products present some interesting opportunities for people looking to get more security in their investment portfolios without sacrificing their potential for growth.
- 75% Maturity and 100% Death Benefit Guarantee
- Reset Feature for Maturity and Death Benefit Guarantee
- Bypassing probate
- Designation of Beneficiaries Enables Protection
- Capital Protection